Being on the list of debtors in National Debt Register you can get rid of the possibility of obtaining a loan – although not necessarily. Not all loan institutions send inquiries to this type of information office. So where can you get a loan? without verification in the National Debt Register database?
Each of us may be on the list of debtors in the National Debt Register, of course, everyone can also add their debtor to the database of this register.
Such an entry can effectively make it difficult for us to obtain a loan
Because some financial institutions verify the client in National Debt Register. However, it should be remembered that banks use a different database of unreliable customers, so they will not check us in the National Debt Register. Why?
Banks verify potential borrowers in a completely different database – it is the Credit Information Bureau contains all the key information about our repaid, repaid and unpaid liabilities to banks and some parabanks (such as Good Credit).
If we are sure that none of the lenders have posted a negative post about us in the Credit Information Bureau then it is best to ask the bank for a loan. If we are not sure what our credit history, then we can apply for a loan online. Then we will know the initial credit decision online – without having to visit a bank outlet.
If the bank has refused to grant us any credit
We can use the services of private loan companies. Although this solution is definitely more expensive, it is much easier to raise money in this way. But beware, some non-banking companies verify clients at National Debt Register. About this or specific the lender will check us in this register and we will be informed when applying for the loan. Our consent is required for our verification in economic information bureaus.
We can get to National Debt Register even for an unpaid electricity bill, so it’s worth paying off all debts on time. If we want to apply for a loan and we have concerns about the information about us in the National Debt Register, we can download the report about us in this institution.
After registering at www.National Debt Register.pl, anyone can check information about themselves and enter their debtor. If we intend to use only the basic functions available on the site, then the service is completely free. A free account on this site also allows us to monitor the register of queries, so if someone verifies us in National Debt Register, we will be notified immediately.